What You Should Know About Michigan Health Insurance

Like most states, with the introduction of Obamacare, also known as the Affordable Healthcare Act, finding Michigan health insurance is a matter of going through the state and government operated healthcare market. Websites allow people seeking insurance to find plans according to their region that match their financial and medical needs. People can also apply for state sponsored programs, such as Medicaid, through the same website.

What You Need To Apply

The website is designed to be very intuitive and user friendly. Before applying, or shopping for Michigan health insurance you should gather your personal information for yourself and anyone else you’d be apply for, such as your income, medical expenses, medications that you take, and any current policies you have. Once on the site, you make an account and follow the steps by answering questions regarding location, income and coverage needs to find plans that may be right for and that you may qualify for.

Alternative Exchanges

In addition to https://www.healthcare.gov/, there is another exchange of providers that offer approved discounted health insurance to Michigan residents. Obamacare.net offers an expanded lists of sites to providers that form an exchange of insurance carriers that also carry Michigan health insurance plans. As with healthcare.gov, before applying for coverage it is important to gather together your important information and be sure you have an idea of what coverage you need and want.

Getting Help With Michigan Health Insurance

Health coverage is very important to people of every age and income level, but it can be a confusing process to get qualified. There are a lot of forms to fill out and sometimes the terminology that is used can make it seem unclear. Luckily there are a lot of resources that you can turn to online and over the phone for help when it comes to getting insurance in Michigan. The Michigan Department of Insurance and Financial Services has a direct hotline of 1-855-789-5610. It is toll free to residents calling from a land line and people there can help walk you through the process of applying for insurance. They can even send you forms or help you initiate the enrollment process, depending on your situation.